As a Mortgage Broker, I represent YOU as my client, not the banks. I am not an employee of any specific lending institution and because of this I am not limited with the products that I can offer my clients. As a broker, I seek out the very best lending package and loan program to best suit the needs of your specific situation. I work with Chartered Banks, Credit Unions, Mortgage Lenders, Trust & Insurance Companies, and Private Funds. I fully understand the challenges in the mortgage business today and work diligently to ensure that my clients are treated fairly and honestly. Through communication, I strive to make sure that my clients fully understand everything about the mortgage process. I promise you a full explanation of all the options available, I promise you a competitive interest rate, and I promise to always deliver you first class customer service. If you are looking to buy a new home, refinance your existing home, apply for a home equity loan, or even consolidate your debts, I CAN HELP YOU!